Zero-Based Budgeting

I remember thinking Zero-Based Budgets were inefficient when we first started budgeting. I thought, “This is good advice to give the masses. But we’re different. A Zero-Based Budget is holding us back!” At the time, Megan and I were taking Dave Ramsey’s Financial Peace University and thought it was great (or at least I did). … [Read more…]

Top 3 Benefits of a Budget

1) Reduces Stress; Eliminates fights, guilt, and shame Money continues to be a top cause of stress for Americans. According to a survey released by the American Psychological Association, 72% of Americans reported feeling stressed about money at least some of the time during the past month. 22% said that they experienced extreme stress about … [Read more…]

You’re in Debt, Stop Investing!

Investing in retirement accounts is a very wise decision. People have been investing their resources since the dawn of civilization. Money and investing is one of the Bible’s most referenced topics. “Four things on earth are small, yet they are extremely wise: Ants are creatures of little strength, yet they store up their food in … [Read more…]