Zero-Based Budgeting

I remember thinking Zero-Based Budgets were inefficient when we first started budgeting. I thought, “This is good advice to give the masses. But we’re different. A Zero-Based Budget is holding us back!” At the time, Megan and I were taking Dave Ramsey’s Financial Peace University and thought it was great (or at least I did). … [Read more…]

Top 3 Benefits of a Budget

1) Reduces Stress; Eliminates fights, guilt, and shame Money continues to be a top cause of stress for Americans. According to a survey released by the American Psychological Association, 72% of Americans reported feeling stressed about money at least some of the time during the past month. 22% said that they experienced extreme stress about … [Read more…]